Lasting Power of Attorney: Protecting Your Future Decision-Making

Lasting Power of Attorney: Protecting Your Future Decision-Making

A Lasting Power of Attorney (LPA) is a vital legal document that lets you appoint someone you trust to make decisions for you if you lose mental capacity. Without an LPA, your loved ones may have to apply to the Court of Protection, which can be costly and slow.

Types of LPA

There are two types:

• Property and Financial Affairs LPA, which covers decisions about your money, property, and finances.

• Health and Welfare LPA, which covers decisions about your medical treatment and care.
  Most people benefit from having both types in place.

Why Set Up an LPA?

Losing capacity can happen at any age, not just in later life. Having an LPA avoids the need for court deputyship, gives you control over who acts for you, and provides peace of mind that your wishes will be respected.

Choosing Attorneys

Select someone you trust completely and who understands the responsibilities involved. You can appoint more than one attorney and name replacements in case your first choices are unavailable.

How to Register

• Complete the official forms.

• Notify certain family members of your application.

• Pay the registration fee (per LPA, with possible reductions).

• Allow 8–10 weeks for processing.

Common Pitfalls

Don’t leave it too late—LPAs can only be made while you have mental capacity. Choose your attorneys carefully, provide clear instructions, and remember that LPAs must be registered to be valid.

When to Act

It’s wise to create LPAs while you are still in good health, ideally in your 50s or 60s, as capacity can be lost suddenly.

LPAs are essential planning tools for everyone, not just the elderly.

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Disclaimer: This blog post provides general information for educational purposes only. It is not legal advice. Outcomes can vary based on your personal circumstances.