1. Gather Financial Records:

   • Ask for or collect recent bank statements, credit card statements, PayPal, and any online payment accounts.

   • Look for payments to or from names like:

     • Coinbase

     • Binance

     • Kraken

     • Gemini

     • Bitstamp

     • Crypto.com

     • Revolut (sometimes used for crypto purchases)

   • Note any large cash withdrawals or unexplained transfers.
     
     

2. Check for Clues in Documents and Devices:

   • Search emails, shared computers, or cloud accounts for words like “crypto,” “Bitcoin,” “Ethereum,” “wallet,” or “seed phrase.”

   • Look for files or screenshots showing long strings of letters and numbers (these could be wallet addresses or transaction IDs).

   • Save any evidence you find—take screenshots or make copies.
     
     

3. Ask Direct Questions (if safe to do so):

   • “Do you own any cryptocurrency or digital assets?”

   • “Have you used any exchanges like Coinbase or Binance?”

   • “Do you have any crypto wallets or accounts I should know about?”
     
     

4. What Figures and Details Matter?

   • Amounts sent to exchanges (even small sums can grow).

   • Dates and frequency of transactions.

   • Names of exchanges, wallet addresses, or transaction IDs.
     
     

5. Where Should the Trail Lead?

   • From your husband’s bank or card, to a crypto exchange, then possibly to a personal wallet.

   • If you find a wallet address, you can look up its history using a blockchain explorer (like Blockchain.com for Bitcoin or Etherscan for Ethereum).

In England and Wales, both parties in a divorce must give “full and frank” financial disclosure. This means you are entitled to see all your husband’s financial records—including those relating to cryptocurrency.

Key Forms and Steps:

• Form E: This is the main financial disclosure form. It requires details of all assets, income, liabilities, and any crypto holdings or wallets.

• Questionnaires: If you suspect hidden assets, you can submit a questionnaire after Form E, asking for more details about crypto transactions, wallets, and exchange accounts.

• Bank Statements: The court will expect at least 12 months of statements for all accounts, which can reveal payments to crypto exchanges.

• Duty of Disclosure: Your husband must disclose all assets, including digital ones. If he fails to do so, the court can draw adverse inferences and may penalise him in the final settlement.

If you find evidence of crypto, list it clearly in your own Form E and ask for further details in your questionnaire. The court can order your husband to provide wallet addresses, transaction histories, and statements from exchanges.

Summary:
Financial disclosure is a legal requirement. Use Form E and follow up with targeted questions about crypto. The court can compel your husband to reveal hidden digital assets, ensuring a fair division.

The Basics of Crypto (in Plain English)

• Crypto is digital money, bought with real money and stored in online “wallets.”

• Every transaction is recorded on a public ledger (the blockchain)—it’s not truly hidden.

• Even if your husband’s name isn’t shown, the trail of money can be followed from bank to exchange to wallet.

If You’re Unsure or Overwhelmed

• Upload your statements, screenshots, or spreadsheets to Caira.

• Ask questions like “Is this a crypto transaction?” or “What does this wallet address mean?”

• Caira will explain in plain English and help you build a checklist for your next steps.

Remember:

• Crypto isn’t invisible—there’s always a trail.

• You don’t need to be a tech expert to start.

• Start with what you can find, and don’t be afraid to ask questions.

You deserve a fair share of all assets, digital or not. With these steps, you’re already on the right path.

Words to know:
What is Bitcoin?
Bitcoin is a type of digital money. It’s the most well-known cryptocurrency and is often used as a starting point for people new to crypto.

What is Cryptocurrency (Crypto)?
Cryptocurrency is a general term for digital money that isn’t controlled by any government or bank. Bitcoin is one example, but there are thousands of others.

What are Altcoins?
Altcoins are simply “alternative coins”—any cryptocurrency that isn’t Bitcoin. Examples include Ethereum, Solana, and Ripple.

What are NFTs?
NFT stands for “non-fungible token.” Think of it as a digital certificate of ownership for things like art, music, or even tweets. NFTs are bought and sold using cryptocurrency.

What is a Wallet?
A crypto wallet is like a digital bank account. It stores your cryptocurrencies and has a unique address (a long string of letters and numbers). You need this address to send or receive crypto.